Small Business Insurance Brokers

Competitive quotes from the UK's leading small business insurance specialists

About Small Business Insurance covers in the UK

If your business has less than fifty employees it is generally regarded as a small business.

All small businesses will require insurance to protect them against claims and losses that may be incurred in the course of running the daily business operation.

The main types of cover available are property cover which covers buildings, premises and fixtures.

Contents cover which covers the removable objects in the premises such as furnishings and stock.

Liability insurance covers your business against damage caused to or losses suffered by members of the public or employees. If you employ staff even on a temporary basis you are required by law to have employers liability coverage in force.

Small business insurance is often sold as a package, which includes elements of the above and many additional covers such as loss of income due to business interruption following a fire or flood, personal accident, legal expenses, goods in transit cover, money, personal assault and theft by employees.


The type of cover offered by a package will depend on the trade or business insured. for example a tradesman package will include cover for tools whilst an office package will include cover for business equipment.



Talk to a broker!

If your business does not fit our online packages you can get an immediate quote for all your business risks by giving us a call on 08458 941694 or complete our simple online enquiry below for your business type and the appropriate broker will contact you directly offering advice and information about cover and policy types available for your enterprise.


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Higos Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority (FRN 302690)

Company registered in England and Wales. Company Registration No. 2667978

Registered office: Higos Insurance Services Ltd, 7 Cary Court, Somerton Business Park, Bancombe Road, Somerton, Somerset, TA11 6SB

Tel: 01278 343 360 Fax: 01458 274 196 Email:

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